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Terms and Conditions

Effective August 1, 2014

StockTraderWiz.com (Site) is a service offering of the Business Mastery Group, LLC. (The Company, Our, Ours, We, Us). These Terms & Conditions, also known as Terms of Service (TOS) may be changed or updated at any time without notice.Please look at the Effective Date at the top of this TOS to see when this TOS was last revised. Any changes to this TOS will become effective when we post the revised Privacy Policy on this Site.

Carefully review our terms of service outlined below that govern your use of, and purchase from our Site. Your use of our Site constitutes your agreement that you have read, understand and agree to, without limitation or qualification, be bound by the terms and conditions set forth in our TOS. We reserve the right to change, move, add or delete any portions of our Site or TOS at any time. Your continued use of this Site constitutes your agreement to our TOS. If you do not agree to these Terms and Conditions, do not use this site.

The TOS constitutes the entire agreement between you and The Company and govern your use of the Site or its Services, superseding any prior agreements between you and The Company (including, but not limited to, any prior versions of the TOS). You also may be subject to additional terms and conditions that may apply when you use affiliate or other StockTraderWiz services, third-party content or third-party software.

The failure of The Company to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision.

If any provisions of the TOS or incorporated documents are found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

The section titles in the TOS are for convenience only and have no legal or contractual effect.

Member Conduct Rules

It is the mission of StockTraderWiz.com to create a safe, positive, open, and nurturing environment for our global users to learn, collaborate, and grow as stock traders every day.

  • A “Safe Environment” is one in which traders can openly collaborate without being attacked for their inexperience or bombarded with “Get Rich Quick” products or services.
  • A “Positive Environment” is one where its users treat others with respect and a genuine interest in helping less experienced traders to grow.
  • An “Open Environment” is one where we can all be honest about our trading abilities and where no question is a “dumb” question. We all start somewhere, and only by sharing openly will we achieve the level of trading proficiency we desire.
  • A “Nurturing Environment” is one in which traders at all levels are willing to help those at levels below themselves. It is a place where we understand that every trader can grow and we appreciate the help others have given us, so we Pay it Forward.
In order to pursue our mission and stay true to our guiding principles, we impose the following Member Conduct Rules. Strict adherence to these rules is required. Any User/Member/Subscriber that violates these conduct rules will be removed from the system without notice and with no liability or repercussion to StockTraderWiz. It is your choice to violate the rules and it is our choice to remove you.All information, whether posted publicly or in private chat rooms or groups may be monitored at any time by a system administrator authorized to enforce these rules.

1.) As an interactive computer service, we are provided immunity by the US Congress Section 230 of the Communications Decency Act of 1996 from being held responsible for material published to our site by users of our services. Users of this Site will be held solely responsible for the content of any message they post. If you post any libelous, defamatory, slanderous, or otherwise untruthful remarks about a person or company or product, you could be putting yourself in legal jeopardy. This includes all information posted publicly or in private chat groups.StockTraderWiz is not responsible or liable for any content posted by its Users/Members/Subscribers and no content represents the opinion of, counsel from, or recommendations by StockTraderWiz.com.

2.) When posting information in any chat room, message board, forum, blog, trade diary, ratings system or other interactive service that may be available to you on our site, you are not to upload, post, or otherwise distribute or facilitate distribution of any content -- including text, communications, software, images, sounds, data, or other information -- that:

  • contains profanity or vulgar language;
  • is insulting, unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another's privacy, contains explicit or graphic descriptions or accounts of sexual acts, uses vulgar language in the creation of a user name or otherwise violates StockTraderWiz’s rules or policies;
  • victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
  • infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party;
  • constitutes unauthorized or unsolicited advertising, junk or bulk e-mail (also known as "Spamming"), chain letters, pyramid schemes, any other form of unauthorized solicitation, or any form of lottery or gambling;
  • contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party;
  • impersonates any person or entity, including any employee or representative of StockTraderWiz; or,
  • violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law.
3.) You are not to harvest or collect information about the users or members of this site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic e-mail or communications.

4.) You are not to knowingly solicit or collect ANY personal information from a minor (anyone under 18 yrs old). Personal information includes but is not limited to name, address, and/or phone number.

5.) You are to avoid using ALL CAPS in your comments and will refrain from one-line responses that do nothing but clutter the system. This site is for open discussion and learning and all posts should be easy to read and offer your full insight on the subject matter in discussion.

6.) You will avoid posting “off-topic”material in comments, chat groups, or forums,blogs, trade diaries, or any other area on the Site such as non-investment-related topics that are emotional or controversial in nature, or disrespectful to others. This Site is dedicated to the learning of stock trading and all posts should be focused on that topic. Repeated posting of off-topic material outside of the appropriate venue, especially re-posting material that has already been removed by the systems administrator will be considered a violation of this rule and may result first in a warning and then account suspension or imposed limitations as deemed appropriate by StockTraderWiz.

7.) Registration is limited to one username per member. Multiple aliases are not allowed. StockTraderWiz may, without prior notice, immediately terminate any or all of your accounts after discovering you have registered, and/or posted under, multiple usernames.

Risk Warning and Disclaimer

The information presented on this website (including all posts made by Users/Members/Subscribers), does not consider your personal financial objectives or financial situation and should not be considered personalized recommendations. This information should not be construed as investment advice. The purpose of this website is to improve your understanding of trading stocks so that you can apply that to your own situation. Stock trading is not for everyone.

No investment opinions, recommendations, or advice given by any User/Member/Subscriber constitutes the investment advice of StockTraderWiz. All information found on this website is for educational purposes only. StockTraderWiz nor any of its officers, personnel, Users/Members/Subscribers, or representatives are, in such capacities, licensed financial advisors, registered investment advisors, or registered broker/dealers.

StockTraderWiz does not provide specific investment advice or make investment recommendations to any person. Your decision to invest in any stock, or with any method discussed on this website is at your own risk. Any arrangement made between you and any third party named on the website is at your sole risk and responsibility. StockTraderWiz has no control over any User/Member/Subscriber opinions, recommendations, or advice. All information presented on this website by any author, including that of Stock Trader Wiz, should be carefully considered before making any trade. Your decision to act upon any opinion, recommendation, or advice is at your own risk.

Trading securities (with or without margin) carries a high level of risk, and may not be suitable for all investors. Before deciding to invest in stocks you should carefully consider your investment objectives, level of experience, and potential risks. The possibility exists that you could sustain a loss of some or all of your investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with stock trading and seek advice from an independent financial advisor before making any investment decision.

Stock Trader Wiz, its parent company, nor its owners, managers, or administrators will accept liability for any loss or damage including, without limitation to, any loss of invested capital which may arise directly or indirectly from your decision to use or rely upon any opinion, method, recommendation, or advice given by StockTraderWiz or any of its Users/Members/Subscribers.

Registration

In order to participate on the Site, you must register as a User. You will be given access to areas and functionality based on your subscription level. You can choose to participate at any subscription level you choose. Each subscription level has a different price range and gives you access to different features.

To register you are required to provide StockTraderWiz with certain personal information that will be stored in your User Profile. Once registered, you will receive a User Name and an automatically generated Temporary Password. You can change your password in your online User Profile. You are responsible for maintaining the confidentiality of your password and account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify StockTraderWiz of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. StockTraderWiz shall not be liable for any loss or damage arising from your failure to protect your account.

In consideration of use of the Site and its functionality, you agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the registration form, and (b) maintain and promptly update your User Profile information to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or StockTraderWiz has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, StockTraderWiz has the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).

Our Site is a niche stock trading site for adults that is not designed nor intended to collect personal information from children under the age of 13. To respect the privacy of children and to comply with the Children's Online Privacy Protection Act, children under the age of 13 should not provide any Personal Information on this Site. Still we understand that children may become interested in learning more about stock trading and so we ask that as a parent or guardian you supervise the registration process and review your child’s activity.

Access to Service

We make no promise that our Service will be uninterrupted or error free.Your access to the Service may be occasionally restricted to allow for repairs, maintenance or the introduction of new facilities or services. We will attempt to restore the Service as soon as we reasonably can.

Because of the nature of the Internet, the Service is provided on an "as is" and "as available" basis. We are not responsible to you for any error, omission, interruption, defect, delay in operation or transmission or other failure to provide the Service which results from a reason beyond our control.

Registration is required to participate in many areas of our website. In order to participate in those areas, you will have to register and agree to our Privacy Policy and Terms of Service.

Content Posted on StockTraderWiz.com

While we appreciate your interest in StockTraderWiz, we do not want and cannot accept any ideas or content you consider proprietary though our trader portal or via email. Any material, information, or idea you submit by any means to this site will be deemed a grant of a world-wide royalty free non-exclusive right and license to use, reproduce, modify, display, transmit, adapt, publish, translate, create derivative works from, market and/or distribute these materials, including for sale, to anyone, anywhere, and through whatever method or medium without any compensation or liability to you for any purpose whatsoever.

You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the site or content contained therein that you did not author. You agree not to re-post or otherwise make available elsewhere, any content from StockTraderWiz.com that you did not author.

You acknowledge that StockTraderWiz.com does not pre-screen any posts, but that it has theright, at its sole discretion and in its own judgment, to remove any content without notice, to delete any membership accounts without notice, and to permanently block any member from accessing the site, if said member violates these Terms of Service.StockTraderWiz is not responsible for any failure or delay in removing or editing such content.

You acknowledge and agree that StockTraderWiz.com stores all posts, and that StockTraderWiz.com, may disclose these postsin order to: (a) comply with the legal process; (b) enforce the Terms of Service; (c) respond to claims that any content posted violates the rights of third-parties; or (d) protect the rights, property, or personal safety of StockTraderWiz.com, it Users/Members/Subscribers, or the public.

The content made available in the Site is provided "as is" without warranties of any kind. Because of the social nature of the information displayed on the Site, StockTraderWiz cannot verify whether it is accurate or up to date. If we become aware that the content is inaccurate or out of date we will endeavor to remove it from the Site or take other appropriate action as soon as is reasonably possible, but StockTraderWiz accepts no legal obligation to do so.

StockTraderWiz does not warrant that the content on the Site will be free of errors or viruses or that it will not be defamatory or offensive.StockTraderWiz has not control of much of the content posted on the site but will attempt to move quickly when such content is found or reported to remove said content and prevent its continuance but StockTraderWiz accepts no legal obligation to do so.

StockTraderWiz does not warrant, represent or endorse the accuracy or reliability of any of the information, content, advertisements or any third party site and content contained on, distributed through or linked, downloaded or accessed from the Site, nor the quality of any products, services, information or other materials displayed, purchased or obtained by you as a result of an advertisement or any other information or offer on or in connection with the Site or StockTraderWiz.

You acknowledge and agree that you bear responsibility for your own investment research and investment decisions, and that StockTraderWiz shall not be held liable by you or any others for any decision made or action taken by you or others based upon reliance on or use of information or materials obtained or accessed through the use of the Site.

Users should be particularly wary about the accuracy of comments posted in forums, blogs, trade diaries, message boards, and other areas where users make personal posts and comments on the Site. Users of StockTraderWiz are predominantly beginning traders who are trying to learn and perfect their trading skills. All user posts should be considered carefully and verified for accuracy before using any recommendation, idea, trading method, stock tip, or suggestion in your own trading.

All Posts, Submissions, Comments, Feedback, Communications

All comments, feedback, e-mails, letters, postcards, pictures, suggestions, ideas, and other submissions disclosed, submitted or offered to The Company on or by this Site or otherwise disclosed, submitted or offered in connection with your use of this Site (“Comments") shall be and remain The Company’s property. Such disclosure, submission or offer of any Comments shall constitute an assignment to The Company of all worldwide rights, titles and interests in all copyrights and other intellectual properties in the comments. Thus, The Company will own all such rights, titles and interests and shall not be limited in any way in its use, commercial or otherwise, of any Comments. The Company is and shall be under no obligation (1.) to maintain any Comments in confidence; (2.) to pay a user any compensation for any Comments; or (3.) to respond to any user Comments.

You agree that no Comments submitted by you to the Site will violate any right of any third party, including copyright, trademark, privacy or other personal or proprietary right(s). You further agree that no Comments submitted by you to the Site will be or contain libelous or otherwise unlawful, abusive or obscene material. You are and shall remain solely responsible for the content of any Comments you make.

You agree that The Company may use and/or disclose information about your demographics and use of the Site in any manner that does not reveal your identity. By requesting promotional information or service/product updates, you agree that we may use your information for marketing and promotional purposes.

You agree that The Company may send electronic mail to you for the purpose of advising you of changes or additions to this Site, about any of The Company’s products or services, or for such other purpose(s) as we see fit.

Notices and Communication

Our site is an interactive community. As such, you will likely receive automatically generated emails notifying you whenever there are replies to your posts. By becoming a member, you will also receive our newsletters, learning material, solicitations, notifications about new features or upcoming changes, new approved products or services, or online events. If at any time you do not want to receive any more of these mailings, you are always given the option to unsubscribe in each email. Please note that because there are different email processes for each email type, unsubscribing to one, does not necessarily mean that you are unsubscribing to all. For example, you may unsubscribe to one newsletter series (each is labeled clearly), but may still receive other newsletter series or other types of mailings until you unsubscribe to those.

Modifications to System and Services

StockTraderWiz reserves the right at any time to modify, maintain, or discontinue, temporarily or permanently, the site or any portion of the site or service offerings, without notice. You agree that StockTraderWiz shall not be liable to you or to any third party for any modification, suspension or discontinuance of the site, or for any period that the site or a portion of the site, may be made unavailable. StockTraderWiz reserves the right, at any time, to raise rates on subscriptions and services without prior notice or warning.

Advertisements and Solicitations

Advertisements and solicitations of any kind are strictly prohibited unless you are a paying advertiser. You are not to solicit our members with any type of commercial offer, or advertise your business through your public posts, private messages, profile page, or file attachments. This includes, but is not limited to, posting your contact information such as your phone number, mailing address, email address or other means of reaching you directly or indirectly.

You are not to submit direct or indirect links to your commercial web site(s) or product(s). StockTraderWiz and its agents may remove or edit any posted content, without prior notice, that contains unauthorized advertisements or solicitations. StockTraderWiz may, without prior notice, immediately terminate your membership upon discovery of any unauthorized advertising or solicitation.

If you have a product that you think would be beneficial to our Users/Members/Subscribers and it fits within our mission and guiding principles, then please contact us to see if your product can be advertised on our site. We evaluate all entries and approve only those that we believe will help our Users/Members/Subscribers. Approved products will be added to our Learning Center and will be advertised in specific areas on our site.

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Site or its Services, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that The Company shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Site or Service.

Third Party Links

The Company does not control the availability and content of products and services from third party links. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular outside service or resource.

These links are provided for your convenience only or in many cases may have been placed on our Site in violation or our TOS. We are not responsible for the contents or security of those sites and we shall not be held responsible for any loss or damage suffered by you as a result of using the links provided on our Site or your purchase of products or services through our site.

Clubs, Groups, Learning Programs or Software

StockTraderWiz offers various groups, clubs, seminars, and other learning programs and software.

With respect to any of these offerings that are considered separate from the standard subscription levels covered under this TOS, if you elect to download or access or participate in any of these, you understand that you may have to agree to additional terms and conditions before you are allowed access or use.

General Billing

StockTraderWiz offers several subscription levels as well as access to products, services, and special clubs and groups. Subscriptions and club accessare charged on a monthly recurring basis. Other products and services are one time charges.

Usage of The Company’s services/products constitutes the client's acceptance of The Company’s billing policy. Following is The Company’s billing policy that all clients must comply with:

  • All accounts are set up on a prepay basis. Payment must be received by The Company before any access to product or service is provided/activated.
  • Subscription billing is based on the availability of products and services for use, not a client’s actual usage.
  • Once invoiced, each client is committed to the remaining term of the monthly billing cycle.
  • Subscription and club fees are non-refundable.
  • Clients are not required to use products or services during the cycle.
  • In the event of cancellation, The Company will not pro-rate any portion of unused subscription services, and all outstanding invoices must be paid in full.
  • Clients are required to keep a valid credit/debit card on file to charge for recurring monthly subscription fees and Clients are responsible for keeping all credit/debit card details and contact information current.
  • All recurring payments are automatically invoiced and charged to the credit/debit card on file.
  • Credit/debit card billing: All credit/debit cards are automatically charged on the client's specific billing cycle date. If the credit/debit card is declined, The Company will attempt to charge the card on file for 30 days.
  • All recurring payments are automatically invoiced and charged to the credit/debit card on file.
  • All payments must be made in US dollars and issued from a US bank. Alternate payment methods may be considered on a client-by-client basis.
Delinquent Accounts and Fees

  • Late Fee: All accounts more than 30 days past due will be assessed a late fee of $30.00.
  • Delinquent Accounts: All accounts 60 days past due will be disabled until balances are paid in full.
  • Deactivation: After an account is delinquent 90 days, it will be deactivated and accounts frozen until payment is received. The account record and delinquent balance will be submitted to a third-party collection service.
  • Collections Fee: All Collection Fees charged by a third-party collection service will be added to any balance due to The Company on client’s account. In addition, a $35.00 processing fee will be assessed to the existing account balance. This fee is in addition to any other fees previously assessed on the account.
  • Interest: Any charges not paid when due are subject to interest at a rate equal to the lesser of: (i) one and one-half percent (1.5%) per month; or (ii) the maximum interest rate allowed by applicable law.
Cancellation and Termination

You may cancel your subscription with or without cause at any time. Cancellations can be performed online in your User Dashboard. Cancellations will take effect on the last day of the billing cycle in which the cancellation request was received. Once the cancellation takes effect, you will no longer have access to your those features or data therein related to that cancelled subscription.

Cancelling your account cannot be done by simply canceling the credit/debit card. The Company will continue to treat this as an open account and the billing cycle will continue resulting in a past due account that may be turned over to a third-party collection service. It is imperative that account cancellation be done properly from your User Dashboard or by speaking with a Company representative to ensure account closure.

Cancellation of an account does not dismiss outstanding invoices. At the time of cancellation any outstanding balance must be settled. All cancelled accounts with an outstanding balance may be automatically turned over to a third-party collections service.

Cancelling your account may not automatically remove your prior posts. Your prior posts may or may not be removed at the discretion of The Company depending on its evaluation as to whether your posts have contributed to the general mission of The Company to help other traders grow. As indicated in the TOS, you granted The Company full global royalty-free rights to your prior posts when you created them and as they now belong to The Company, The Company will decide whether to remove them or not. The Company shall not accept any liability for such deleted or non-deleted information or content including personal information.

You agree that The Company, in its sole discretion, may terminate your password or account and remove or discard any content posted within the Site or Service for any reason, including and without limitation, the lack of use, or if The Company believes that you have violated or acted inconsistently with the letter or spirit of the TOS or for any behavior inconsistent with our Member Conduct Rules. Any subscriptions or special access to groups or clubs in conjunction with your deleted password or account, at The Company’s discretion, will be terminated as well.

You also agree that The Company may, at its sole discretion and at any time, discontinue providing the Service, or any part thereof, with or without notice. You agree that any termination of your access to the Site or Service under any provision of this TOS may be effected without prior notice, and acknowledge and agree that The Company may, immediately deactivate or delete password or account, and all related information and files. The Company reserves the right to bar any further access to such files or the Service. You agree that The Company shall not be liable to you or any third-party for any termination of your access to the Site or Service.

Billing Disputes

As a current or prior client of The Company, each client agrees to provide The Company 30 days to attempt settlement of any billing dispute before disputing with any third-party credit/debit card company or bank. The Company must be the first option in billing disputes. Should The Company receive a chargeback from a third-party credit/debit card company or bank on the client's behalf before The Company has been given a chance to resolve the issue, The Company has the right to collect on the rendered services and any fees associated with those disputes.

Regardless of the outcome of the chargeback, The Company retains the right to collect on any rendered services or fees that are due. The Company will submit any disputed amounts to a collection agency. Once a chargeback has been received, The Company will immediately suspend the account until the matter is resolved.

Support Requests

The Company offers multiple subscription levels, multiple products and services, 3rd party partner products and services, and various clubs and groups that Users can purchase or participate in. It is understandable that a User may require some assistance.

Once a client has subscribed or joined a club or group, each client will be given access to a secure client area containing account information, payment history, and access to our support request ticketing system.

All client support requirements must be requested through the use of the support request ticketing system in the client’s secure area. Once a support request is made, the client will be given a ticket number to use to get updates on support progress and to communicate with the technical team member assigned to resolve the request.

No client support requests will be accepted verbally by calling our offices. This requirement may seem at first glance as if supporting our clients is not important to us. On the contrary, the client’s experience with our products and services is very important to us and, as such, we don’t want our client’s requests to go unanswered. The only way for us to consistently provide great client support is through the use of our support request ticketing system where each request is given a unique number and allows for all communication specific to the support request to be attached to the request, thus allowing for a much improved support experience.

Intellectual Property and Copyrights

Unless otherwise noted, all materials, including images, illustrations, designs, photographs, and written and other materials that appear as part of this Site ("Contents"), including those created by Users/Members/Subscribers,through world-wide royalty-free grant, are copyrights, trademarks, or other intellectual properties owned, controlled or licensed by The Company, our affiliates, and our partners. This Site is protected by copyright, all worldwide rights, trademarks, titles, and interests in and to which are owned by The Company.

The contents of this Site, and the Site as a whole, are intended solely for business use by The Company and to fulfil The Company’s mission. You may print or download the contents of this site for your own use or to share with friends. You may also post contents of this site electronically via social medial as long as a link back to the site is provided in the post.

No right, title or interest in any shared, printed, or downloaded materials or software is transferred to you as a result of any such sharing, downloading, or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any way, in whole or in part, any of the Contents, the Site, or any related software.

Representations & Warranties; Limitation of Liability

The Site and all the content made available in the Site is provided "as is" without warranties of any kind, either express or implied, including without limitation warranties of title or implied warranties of merchantability or fitness for a particular purpose. Because of the social nature of the information displayed on the Site, StockTraderWiz cannot verify whether it is accurate in any way or up to date. If we become aware that the content is inaccurate or out of date we will endeavor to remove it from the Site or take other appropriate action as soon as is reasonably possible, but StockTraderWiz accepts no legal obligation to do so.

StockTraderWiz does not warrant that the content on the Site will be free of errors or viruses or that it will not be defamatory or offensive. StockTraderWiz has not control of much of the content posted on the site but will attempt to move quickly when such content is found or reported to remove said content and prevent its continuance but StockTraderWiz accepts no legal obligation to do so.

StockTraderWiz does not warrant, represent or endorse the accuracy or reliability of any of the information, content, advertisements or any third party site and content contained on, distributed through or linked, downloaded or accessed from the Site, nor the quality of any products, services, information or other materials displayed, purchased or obtained by you as a result of an advertisement or any other information or offer on or in connection with the Site or StockTraderWiz.

You acknowledge, by your use of the Site, that you use the Site and its contents at your sol risk, and that you agree to assume full responsibility for your own investment research and investment decisions, and that StockTraderWiz shall not be held liable by you or any others for any decision made or action taken by you or others based upon reliance on or use of information or materials obtained or accessed through the use of the Site.

Users should be particularly wary about the accuracy of comments posted in forums, blogs, trade diaries, message boards, and other areas where users make personal posts and comments on the Site. Users of StockTraderWiz are predominantly beginning traders who are trying to learn and perfect their trading skills. All posts, even those of StockTraderWiz, should be considered carefully and verified for accuracy before using any recommendation, idea, trading method, stock tip, or suggestion in your own trading. Your reliance on the accuracy of the information when making your own trading decisions is at your own risk.

The Company will make reasonable efforts to maintain the Site and Services, however, The Company is not responsible for any damage, loss of data, customer information or vendor data, revenue, or other harm arising out of delays, misdelivery, or nondelivery of information, restriction or loss of access, bugs or other errors, unauthorized use due to your sharing of access to the services or failure to properly protect your login information. You are responsible for maintaining and backing up your data that may reside on the Site or Service. The Company does not warrant that the Site or Service: 1.) Will meet your specific requirements, 2.) Will be uninterrupted, timely, secure, or error-free, 3.) Will produce accurate or reliable results for you, 4.) Or any of the products, services, information, clubs, groups, or other materials purchased there or obtained through the Site will meet your expectations, or, 4.) is free of any errors or omissions or that said errors and omissions will be corrected.

You expressly understand and agree that The Company shall not be held or made liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, loss of reported earnings, data or other intangible losses resulting from: 1.) The use or the inability to use the Site or Service; 2.) The cost of procurement of substitute goods and services resulting from any goods, data, information, or services purchased or obtained or messages received or transactions entered into through or from the Site or Service; 3.) Unauthorized access to or alteration of your transmissions or data; 4.) Statements or conduct of any third party on the Site or Service; or 5.) Any other matter relating to the service.

Indemnification

You agree to defend, indemnify and hold harmless The Company and its parents, subsidiaries, affiliates, directors, officers, agents, co-branders or other partners, employees and shareholders, from and against any and all claims, damages, costs and expenses, including attorney’s fees, arising from or related to your Content, your use of the Site, your subscriptions, your violation of the TOS, the use of our servers (including any downtime that may occur for any reason), or the infringement or violation by you of any intellectual property or other rights of any person or entity, whether you are a registered user or not. You are solely responsible for your own actions when using our services, including, but not limited to costs incurred for accessing our system.

Disputes and Arbitration

This Agreement shall be construed in accordance with the laws of the State of Texas, USA, without regard to any conflict of law provisions. Any claims or disputesor difference arising out of or in connection with this Agreement shall be determined by the appointment of a single arbitrator to be agreed between parties. The determination made by the arbitrator shall be binding to both parties. Arbitration shall be held in the state of Texas, County of El Paso unless otherwise agreed by the parties.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or its Services or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.

If there any questions or concerns regarding the terms of this policy, write to us at legal@StockTraderWiz.com